5 Key Reasons Your Household Needs a Home Warranty

While your homeowner’s insurance policy protects your home from damage caused by fires and storms, a home warranty covers the cost of repairs for items like your furnace, air conditioner, plumbing, and more. Not only is it required, but it can be a valuable asset, particularly for first-time homebuyers. 

Still hesitating? Here are five key reasons your household may benefit from a home warranty:

1) Financial Protection

If something goes wrong, it can be expensive to repair or replace. A home warranty, however, can help offset these costs, giving you peace of mind and helping to protect your finances. Rather than paying for repairs or replacements out of pocket, you can simply file a claim with your home warranty company, which will take care of the rest. 

2) Insurance Support

A house warranty can provide a safety net, covering the expenses of repairs or replacements if you ever need to file a claim on your home insurance, preserving the value of your home insurance policy. This way, you can be truly sure that you are fully protected in the event of an unforeseen repair or replacement need.

3) Budget Planning

Unfortunately, many people do not budget properly, and as a result, they are often caught off guard by large, unexpected expenses. An estimate of potential expenses from a home warranty might help you budget for upcoming repair and replacement demands. By doing this, you may prepare in advance and feel secure in the knowledge that you have a backup plan if ever something goes wrong.

4) Time Management

As a homeowner, you might not have the time to look for a contractor and make repairs when something occurs in your household. Save yourself a lot of time by having a home warranty for your home. It can be extremely helpful if you are a busy person who does not have time to research and find a contractor to handle repairs. 

With a home warranty, you can simply call the provider when something goes wrong and schedule a service call with a contractor. It’s simple to be at ease knowing that someone else will take care of the repairs if you have a house warranty.

5) Value-Added Savings

Did you know that home warranties are not made only for repairs? Most home warranty companies offer their customers discounts on contractors and home improvement products. This means you might be able to get discounts on other home services and products, like home insurance, when you have a home warranty.

If you are planning to do some home improvement projects, you can use the discounts to save money on your home improvement projects so you will be able to save money on the products and services that you need.

Conclusion

As you can see, a home warranty can be a great way to protect your home and your finances. Whether you’re searching for protection against the high cost of repairs or planning to sell your house, it can provide you with the peace of mind you seek.

In need of home warranty? Home Memberships can help you experience membership and protection for your home. Get in touch with us today!