Do You Need A Home Warranty?
A home warranty provides reassurance to a home buyer. Purchasing a home can be a lot like buying a used car. If you don’t know the previous owner and how they maintained the home, then you will not know how the appliances and other parts of the home have been kept up.
Even if you purchase a brand new home, things can break. Most appliances and other products come with limited warranties that typically last for the first year, however, it’s usually later in the life of the appliance or home system that it tends to have problems.
Having a home warranty can give you peace of mind, knowing that you don’t have to worry about costly repair or replacement bills.
Do You Need a Home Warranty?
Home warranties are not required when purchasing a house, however, frequently, sellers are willing to offer a home warranty to the buyer as an added peace of mind.
Buyers can feel more confident in their purchase when they know that they are protected if something breaks down.
What If You Already Own a Home?
You can purchase a home warranty at any time. A home warranty will protect you from expensive out of pocket repairs.
If something were to break down and you need to call someone in to repair or replace your appliances, plumbing, electrical, heating/ac or other parts of the home covered by your home warranty, you could save quite a bit of money by using the home warranty and not having to pay for the entire bill yourself.
Should I Get a Home Warranty?
There are several things to take into factor when trying to decide if a home warranty is right for you. First of all, how old are your appliances? If your appliances are brand new, then chances are they will already come with a limited warranty, however, if they are more than a couple of years old, then the warranty has probably already expired, and you may want to consider purchasing a home warranty.
Another thing to consider is the age of your home. If your home is more than five years old, then you may want to consider purchasing a home warranty.
Just like everything else in life, with age, things tend to settle and change. As a house ages, you may notice that there are more repairs required.
If you do not have a lot of cash saved for repairs, you may want to consider a home warranty. First time home buyers often find that having a home warranty when they purchase a home is helpful, especially since this is all a very new experience for them.
If you have to replace your HVAC system or a large appliance shortly after closing on a home can be a huge headache for a new homeowner. A home warranty can help alleviate some of the stress when major repairs come along.
Choose a 5-Star BBB & Google Rated Home Warranty
Having a home warranty from HomeMembership can reassure homeowners when making such a big purchase. It provides peace of mind for unexpected things that can arise at a later date, such as furnace issues, water heater, appliances, air conditioning units, and so forth.
It can be a valuable tool, knowing that if something happens, items can be repaired/replaced at minimal costs to you.
Visit HomeMembership.com to learn more about how a home warranty and home maintenance plan can give you peace of mind as a homeowner. You may even qualify for a $0 repair deductible on repairs when you also get your home and auto insurance through HomeMembership.
Why wouldn’t you want to protect one of the biggest expenses of your life?