Water and Sewer Line, Septic and Sump Pump Warranty Coverage That Helps Prevent Big Repair Bills
Affordable add-on coverage for service lines, septic components, and sump pumps.
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Help cover costly municipal sewer line repairs (up to $1,000 total aggregate limit)
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Help cover sump pump breakdowns (up to $550 total aggregate limit)
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Optional add-ons, including septic (up to $500 total aggregate limit) and main water line coverage (up to $500 total aggregate limit, municipal line only)
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Based on 1,340 happy customers
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Total Home Coverage
Hassle-Free Protection for Your Service Lines and Pumps, When You Need It Most
What Is Water and Sewer Line, Septic and Sump Pump Warranty Coverage?
This coverage is designed to help pay for approved repairs when a covered plumbing add-on breaks down from normal wear and tear. Instead of facing a large surprise bill for a failed main water line, municipal sewer line, septic system component, or sump pump, you add the specific upgrade you need and use the HomeMembership claim flow within the limits listed for that line item.
How is it different from a manufacturer's warranty?
A manufacturer's warranty applies only to a specific product (such as a pump) and is usually limited to defects in materials or workmanship for a defined period. If the warranty expires, or the issue is related to normal wear and tear on components outside that warranty, you are typically responsible for the full repair. A HomeMembership add-on is structured to help with covered breakdowns from normal wear and tear within the add-on’s stated limit.
How is it different from homeowners' insurance?
Homeowners insurance is built for sudden, covered events that cause damage. It often does not help when a line, pump, or septic component fails simply because it has worn out over time. That’s the gap these optional HomeMembership plumbing upgrades are meant to address.
- Home warranty add-ons (HomeMembership): Helps with covered breakdowns from normal wear and tear for the specific add-ons you purchase, up to the stated aggregate limits
- Homeowners insurance: Typically covers damage from sudden events, not everyday mechanical breakdowns
- Manufacturer warranty: Limited-time coverage for defects on specific equipment, not broad home service line protection
With the right add-ons in place, you can turn a stressful plumbing failure into a straightforward claim and a more predictable cost.
Hassle-Free Protection, When You Need It Most
How Does HomeWarranty Coverage for Water and Sewer Lines, Septic and Sump Pumps Work?
When a buried line backs up, a sump pump quits, or a septic component fails, the problem usually feels urgent and expensive. HomeMembership keeps it simple and flexible by letting you use your own licensed local contractor, then reimbursing you based on clear line-item limits in the Coverage Chart. Coverage starts instantly (with half limits during the first thirty days), and the deductible is $25 per covered claim.
A Covered Item Breaks Down
If your main water line, municipal sewer line, septic system component, or sump pump has a covered failure from normal wear and tear, you can move straight to getting it diagnosed and repaired.
File a Claim and Choose a Technician
You choose any licensed service provider you trust. Have them diagnose the issue and complete the repair. Make sure the invoice is itemized (labor and parts) and that you keep any supporting documentation needed for review.
Get Reimbursed for Covered Repairs
Upload your paid, itemized invoice and supporting documents. HomeMembership reviews the claim and reimburses based on the Coverage Chart limits for that specific add-on, minus the $25 deductible.
How Much Can Our Water and Sewer Line, Septic and Sump Pump Add-Ons Help You Save?
Without protection, a failed service line, septic component, or sump pump can turn into a large, unexpected expense. With HomeMembership, you add the specific protection you want and, if a covered failure happens, you pay a $25 deductible per covered claim and get reimbursed up to the exact line-item limits shown in the Coverage Chart instead of covering the full invoice yourself. Coverage is instant with no waiting period (with half limits during the first 30 days).
These items are offered as optional add-ons, each with a total aggregate limit per contract term:
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Main Water Line: $1,000 total aggregate limit
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Municipal Sewer Line: $1,000 total aggregate limit
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Septic System: $500 total aggregate limit
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Sump Pump: $550 total aggregate limit
Real-world examples: fixing it on your own vs. with HomeMembership
| Main water line repair | $150–$700 for common repairs (valves, corrosion fixes, pipe breaks). | HomeMembership reimburses up to $1,000 total aggregate (per contract term) for covered failures, minus your $25 deductible. |
| Municipal sewer line repair | average replacements often land around $3,319 (with wide variation by method and length). | HomeMembership reimburses up to $1,000 total aggregate, minus your $25 deductible. |
| Septic system repair | $628–$3,040 with an average of $1,830. | HomeMembership reimburses up to $500 total aggregate, minus your $25 deductible. |
| Sump pump failure | $309–$754 on average (range $120–$1,350). | HomeMembership reimburses up to $550 total aggregate, minus your $25 deductible. |
So instead of asking, “How big is this bill going to be?”, your question becomes much simpler:
“Is this covered, and what’s my deductible and limit?”
That’s a much better place to be when you’re dealing with a backup risk, water intrusion, or an urgent plumbing failure.
Premium Plumbing Items Eligible for Warranty Coverage
Whether your home is connected to city utilities or uses a private septic setup, HomeMembership offers optional upgrades that help protect the big-ticket plumbing items most basic plans do not include. These are listed as Premium Plumbing Upgrades with separate limits on the Coverage Chart.
Eligible add-on coverage includes:
Main Water Line
Buried water line coverage listed as an upgrade with a $1,000 total aggregate limit.
Municipal Sewer Line
City sewer line coverage listed as an upgrade with a $1,000 total aggregate limit.
Sump Pump
Sump pump coverage is listed as an upgrade with a $550 total aggregate limit.
Septic System
Septic coverage is listed as an upgrade with a $500 total aggregate limit.
Not sure which of these applies to your home? If you’re on municipal water and sewer, you’re usually looking at Main Water Line and Municipal Sewer Line upgrades. If you’re on septic, the Septic add-on is the relevant option, and if you rely on a basement or crawlspace pump, the Sump Pump add-on is the one to add.
Water and Sewer Line, Septic and Sump Pump Home Warranty FAQs
The Home Warranty You Can Actually Trust
Your home’s plumbing does not fail on a schedule. A service line leak, a sewer backup, a septic issue, and a sump pump failure can turn into an urgent problem fast. HomeMembership is built to keep that moment simple: choose the add-ons you need, hire your own licensed local contractor, submit clear documentation, and get reimbursed based on the line-item limits in the Coverage Chart. With a $25 deductible per covered claim and instant coverage (with half limits during the first 30 days), you get predictable protection for the underground and utility-related repairs most homeowners never plan for.
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- Wide Range of Covered Items
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- Member Portals
- ServiceSame / Next Day Service
- Member Benefits
- CoveragesClear Defined Coverages
- RepresentativesAssigned Member Success Representative
- Cheap Deductibles$25 - $100 Deductibles
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- Wide Range of Covered Items
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- Top Rated Google & BBBGoogle Reviews
4.7 / 5
Other National Warranty Companies
- Member Portals
- Service1 to 2 weeks
- Member Benefits
- CoveragesMany Gray Areas
- RepresentativesCall Centers
- Cheap Deductibles$125 - $200 Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBBGoogle Reviews0 / 511 Competitors Turn Google Reviews Off
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