Home Systems Warranty Coverage That Keeps Your Home Running
Affordable home systems warranty coverage for HVAC, plumbing and electrical.
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Help cover costly repairs to your home’s core systems
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Use your own licensed technician for every trade
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Fast, simple claim process with a $25 deductible
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Based on 1,340 happy customers
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Total Home Coverage
Hassle-Free A/C Protection, When You Need It Most
What is home systems warranty coverage?
Home systems warranty coverage helps pay to repair or replace your home’s major systems when they break down from normal wear and tear. Instead of paying the full cost of a sudden HVAC, plumbing or electrical failure out of pocket, you pay a predictable service fee and your home warranty helps cover approved parts and labor up to your plan limits.
With HomeMembership home warranty, that means clear dollar limits for each part, published in advance on your coverage chart, so you always know what is covered before you schedule a repair.
How it’s different from a manufacturer warranty
A manufacturer warranty is tied to brand new equipment. It usually lasts only a few years and focuses on defects in materials or workmanship. Once that limited warranty expires, you are on your own for breakdowns.
A home systems warranty can step in after those manufacturer warranties end and keep helping with covered repairs as your systems age.
How it’s different from homeowners insurance
Homeowners insurance is designed for big, sudden events like fire, storms or vandalism that damage your home and systems. It usually does not help when your furnace stops heating or your water heater fails simply because a part wore out over time.
That gap is where home systems warranty coverage comes in.
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Home systems home warranty – Helps pay to fix or replace worn HVAC, plumbing and electrical components when they fail from normal use
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Homeowners insurance – Covers damage from sudden events like fire, lightning or storms, not everyday breakdowns
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Manufacturer warranties – Limited-time guarantees on new equipment only, usually for defects not wear
With the right home systems warranty coverage, you turn expensive, urgent repairs into a simple claim and a low, predictable cost.
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Hassle-Free A/C Protection, When You Need It Most
How does home systems home warranty coverage work?
If a major system fails, repairs can be expensive and stressful. A home systems home warranty helps protect your budget by covering the cost of unexpected breakdowns due to normal use.
With HomeMembership, getting your HVAC, plumbing or electrical issues fixed is simple and flexible.
Here is how it works:
A covered system breaks down
Your furnace stops heating, your water heater fails or an electrical issue trips the panel. Instead of scrambling for money and emergency service, you check your coverage chart and confirm that the problem is tied to a covered part.
Choose your own technician
With HomeMembership, you can use any licensed and insured contractor you trust in your area, or tap into our provider map if you need help finding one. You stay in control of who works on your home.
Get Reimbursed for Covered Repairs
Once your technician completes the repair, you submit the invoice. We quickly review the claim and reimburse you for covered parts and labor, minus your low $25 deductible. In many cases we can pay the servicer directly as well.
How much can our home systems warranty help you save?
Without a home systems warranty, a single breakdown can throw your budget off for months. A major HVAC repair, a water heater replacement or electrical panel work often runs into hundreds or even thousands of dollars.
With HomeMembership, you pay:
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A predictable monthly membership
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A flat $25 deductible per covered claim
Instead of facing full repair bills on your own.
Your core systems coverage includes:
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Up to $13,035 for covered HVAC parts and labor
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Up to $3,625 for covered plumbing parts and labor
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Up to $2,755 for covered electrical parts and labor
All of those limits are clearly laid out in your coverage chart so you can see exactly how much protection you have for each line item.
Instead of asking, “Can we afford this repair right now?”, your question becomes much simpler:
“Is this system covered and what is my deductible?”
That is a much better place to be when the house is cold, the water is off or the lights are out.
Home systems eligible for warranty coverage
Our Warranty Membership is designed around the most common residential systems that keep your home safe and comfortable. We help protect:
HVAC systems
Forced-air heating and cooling systems, including central air conditioners, gas furnaces, electric furnaces, heat pumps and air handlers, along with key components like compressors, coils, blowers and duct repair within limits.
Plumbing system
Everyday plumbing inside the home, including kitchen and bathroom angle stops, risers, leaks, toilets and internal parts, faucet replacements, basic repipe allowance and water heater parts or full water heater replacement within your limits.
Electrical system (inside only)
Interior panels, breakers, switches, outlets and light labor, plus common fixtures like ceiling fans, bathroom exhaust fans and garage door motors, as well as telephone wiring, doorbells and central vacuum systems.
Optional system upgrades
If you need more protection, you can add premium upgrades for:
Main water line and municipal sewer line
Septic system, sump pump and grinder pump
Electrical and telecom line, radon fan
Roof and pool, where available
Not sure exactly how your systems are configured? When you request a quote, our team can help you match your setup to the coverage chart in under two minutes.
AC Home Warranty FAQs
The Home Warranty You Can Actually Trust
From scorching summers to freezing winters - your home's systems and appliances work hard year-round. This constant strain can lead to unexpected breakdowns in critical components like your HVAC, Electrical or Plumbing. Choosing the best home warranty for your home systems is essential because it helps protect you from the high costs of these unforeseen repairs, ensuring your home remains comfortable and functional regardless of the weather.
- Member Portals
- Service
- Member Benefits
- Coverages
- Representatives
- Cheap Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBB
- Member Portals
- ServiceSame / Next Day Service
- Member Benefits
- CoveragesClear Defined Coverages
- RepresentativesAssigned Member Success Representative
- Cheap Deductibles$25 - $100 Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBBGoogle Reviews
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Other National Warranty Companies
- Member Portals
- Service1 to 2 weeks
- Member Benefits
- CoveragesMany Gray Areas
- RepresentativesCall Centers
- Cheap Deductibles$125 - $200 Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBBGoogle Reviews0 / 511 Competitors Turn Google Reviews Off
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