HVAC Warranty Coverage That Protects Your Heating, Cooling, and Ventilation
Affordable home warranty coverage for your home's complete heating, ventilation, and air conditioning system.
- Help cover costly HVAC repairs and replacements
- Use your own licensed HVAC technician
- Fast, simple claim process
4.7 / 5
Based on 1,340 happy customers
WE HAVE YOU COVERED
Total Home Coverage
Hassle-Free A/C Protection, When You Need It Most
What Is HVAC Home Warranty Coverage?
HVAC home warranty coverage helps pay to repair or replace your home's heating, ventilation, and air conditioning system when it breaks down from normal wear and tear. Instead of paying the full cost of a surprise no-heat or no-cool situation out of pocket, you pay a predictable $25 deductible per covered claim and HomeMembership reimburses covered parts and labor up to the limits shown in your coverage chart.
How is it different from a manufacturer's warranty?
A manufacturer's warranty is tied to brand-new equipment and typically covers defects in materials or workmanship for a limited period. HVAC home warranty coverage is designed to help with covered breakdowns across your entire heating and cooling system as your equipment ages, picking up where the manufacturer's warranty leaves off.
How is it different from homeowners' insurance?
Homeowners insurance is built for sudden, accidental damage events like fire, storms, or flooding. It does not cover your furnace when a blower motor wears out, or your central air when a compressor fails from years of normal use. That everyday breakdown gap is exactly where HVAC home warranty coverage comes in.
- HVAC home warranty – Helps pay to repair or replace covered heating and cooling components when they fail from normal wear and tear
- Homeowners insurance – Covers sudden covered damage events, but not everyday mechanical breakdowns
- Manufacturer's warranty – Limited-time parts guarantee on new equipment for defects only, not wear and age
With the right HVAC home warranty coverage, you turn an urgent, stressful repair emergency into a simple claim and a low, predictable cost.
Hassle-Free A/C Protection, When You Need It Most
How Does an HVAC Home Warranty Work?
Whether your furnace goes out on a cold January night or your AC fails in the middle of summer, HomeMembership makes getting your system repaired simple, flexible, and fast.
Your HVAC System Breaks Down
Check your coverage chart and confirm the component that failed is listed. There's no need to scramble for expensive emergency repairs on your own.
File a Claim and Choose a Technician
Submit your claim online or by phone. With HomeMembership, you can choose any licensed HVAC technician you trust or use our provider network to find one near you. You always stay in control.
Get Reimbursed for Covered Repairs
Once your technician completes the repair, submit the detailed invoice. We quickly review the claim and reimburse you for covered parts and labor, minus your $25 deductible. Most HVAC claims are approved the same or next business day.
How Much Can Our HVAC Home Warranty Help You Save?
With HomeMembership, you pay a predictable monthly membership starting at $54.40/month (when paid with checking) and a $25 deductible per covered claim, so instead of absorbing the full repair bill on your own. Your HVAC coverage includes up to $13,035 in combined parts and labor per contract term.
Real-World Examples: On Your Own vs. With HomeMembership
| Blower motor replacement | ~$750 (common range $300–$900) | $25 deductible + ($750 − $500) = $275 out of pocket (HomeMembership reimburses up to $500) |
| Inducer motor replacement | ~$900 (common range $400–$1,100) | $25 deductible + ($900 − $525) = $400 out of pocket (HomeMembership reimburses up to $525) |
| Compressor replacement | ~$1,200 (common range $800–$2,300) | $25 deductible + any amount above $1,300 = HomeMembership reimburses up to $1,300 |
| Hot surface ignitor | ~$200 (common range $100–$250) | $25 deductible + ($200 − $160) = $65 out of pocket (HomeMembership reimburses up to $160) |
| Main control board | ~$600 (common range $300–$650) | $25 deductible + ($600 − $400) = $225 out of pocket (HomeMembership reimburses up to $400) |
Instead of asking "How are we going to pay for this?" your question becomes:
"Is this on the chart, and what's my deductible?"
That's a far more comfortable place to be when the house is 90°F inside or losing heat in the middle of winter.
HVAC Systems Eligible for Home Warranty Coverage
HomeMembership HVAC coverage is based on the components listed in the coverage chart and applies to the most common residential heating and cooling system types, including:
Central Air Conditioning Systems (Ducted)
Whole-home cooling connected through shared ductwork, the most common setup in U.S. homes
Air Handler Systems
Indoor units that circulate conditioned air, covered as part of the HVAC chart limits
Furnace and Forced-Air Heating Systems
Gas or electric furnaces with covered components including ignition parts, motors, gas valves, and control boards
Ductwork (Limited Repair, No Modifications)
Basic duct repairs when discovered during a covered HVAC repair, as listed on the coverage chart
Heat Pump Systems
Dual-purpose systems that both heat and cool; covered heat pump components include the reversing valve and heat strip (aux/emergency heat)
Not sure what type of HVAC system you have? When you get your free quote, our team will help confirm your system type and exact coverage in under two minutes.
HVAC Home Warranty FAQs
The HVAC Home Warranty You Can Actually Trust
Your heating and cooling system runs year-round through every season. When it fails, the timing is never convenient and the bill is never welcome. HomeMembership is built to deliver when you need it most, with clear coverage chart limits, same/next-day claim approvals, a $25 deductible, and the freedom to use any licensed tech you trust.
- Member Portals
- Service
- Member Benefits
- Coverages
- Representatives
- Cheap Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBB
- Member Portals
- ServiceSame / Next Day Service
- Member Benefits
- CoveragesClear Defined Coverages
- RepresentativesAssigned Member Success Representative
- Cheap Deductibles$25 - $100 Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBBGoogle Reviews
4.7 / 5
Other National Warranty Companies
- Member Portals
- Service1 to 2 weeks
- Member Benefits
- CoveragesMany Gray Areas
- RepresentativesCall Centers
- Cheap Deductibles$125 - $200 Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBBGoogle Reviews0 / 511 Competitors Turn Google Reviews Off
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