4.7 / 5
Based on 1,340 happy customers
The Florida Home Warranty You Can Actually Trust
Florida’s heat and humidity keep home systems running almost nonstop, and heavy rain and storm season can add extra stress along the way. That wear can show up as sudden issues with essentials like HVAC, plumbing and electrical. A Florida home warranty helps reduce the cost of unexpected repairs so your home stays comfortable, protected and running smoothly all year.
- Member Portals
- Service
- Member Benefits
- Coverages
- Representatives
- Cheap Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBB
- Member Portals
- ServiceSame / Next Day Service
- Member Benefits
- CoveragesClear Defined Coverages
- RepresentativesAssigned Member Success Representative
- Cheap Deductibles$25 - $100 Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBBGoogle Reviews
4.7 / 5
Other National Warranty Companies
- Member Portals
- Service1 to 2 weeks
- Member Benefits
- CoveragesMany Gray Areas
- RepresentativesCall Centers
- Cheap Deductibles$125 - $200 Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBBGoogle Reviews0 / 511 Competitors Turn Google Reviews Off
What Should a Florida Home Warranty Really Cover?
Go with protection you can count on
Sooner or later, every homeowner deals with a major system or appliance breakdown. And because standard homeowner’s insurance typically doesn’t pay for repairs caused by normal wear and tear, those costs can come straight out of your pocket. HomeMembership Warranty is designed to help cover those unexpected repair bills year after year, so a surprise breakdown doesn’t become a budget crisis.
Home warranty plans aren’t one-size-fits-all, and the details matter. If you’re a Florida homeowner, you need coverage that fits your climate, your day-to-day needs and the way your home is set up.
Here’s what to look for, and what your home warranty plan should include:
Comprehensive Heating & Cooling Coverage
Florida residents know that weather swings are no joke there. The hot summers and mild winters put a serious load on the HVAC systems. A proper warranty should include full protection for your furnace, central air, heat pumps, and thermostats so you're never left in the cold (or heat).
Major Appliances – Because Breakdowns Aren’t a Matter of If, But When
What is the most important appliance in our homes? Refrigerators, ovens, dishwashers, washers and dryers. Yes, these appliances keep our household running. So, make sure that your warranty includes full coverage for kitchen and laundry appliances, no exceptions.
Electrical & Plumbing Systems – The Lifeblood of Any Functioning Home
Also, one of the very important systems that needs home warranty coverage, from outlets to circuit panels to plumbing stoppages and pipe leaks, these systems keep your home safe and livable. Make sure you’re covered for electrical wiring, outlets, toilets, faucets, and water heaters.
Roof Leak Repairs – Especially With Florida's Heavy Rainfall and Storm Seasons
Florida roofs face constant moisture, intense downpours and storm-season winds that can loosen shingles, damage flashing and open the door to leaks. Limited roof leak coverage can help with repair costs when water intrusion shows up, so a small problem doesn’t turn into bigger interior damage.
Home Protection that Actually Has You Covered
Florida
Call 1-888-365-9805 to speak with a Florida home warranty expert and get personalized protection for your home today.
About Florida
Enjoy Florida living with home protection in place
Florida, known as the Sunshine State, has a rich and diverse history shaped by native cultures, European explorers, and modern development. Long before European contact, Indigenous peoples such as the Calusa, Timucua, and Apalachee thrived in the region.
Later, in 1513, Spanish explorer Juan Ponce de León arrived and named the land “La Florida,” claiming it for Spain. In the centuries that followed, Florida shifted between Spanish and British control until it was ceded to the United States in 1821. Afterward, it became the 27th state in 1845. In subsequent years, Florida played roles in the Civil War, the Seminole Wars, and the civil rights.
Moving into the 20th century, Florida experienced rapid growth fueled by tourism, agriculture, and real estate, with attractions like Walt Disney World and its famous beaches cementing its reputation as a global destination. Today, Florida remains a cultural melting pot and one of the fastest-growing states in the nation.
Florida’s Climate and Your Home
Florida’s heat, humidity and frequent downpours can keep home systems working overtime, and storm season can add even more wear. Over time, that extra demand can impact essentials like your HVAC, water heater and major appliances.
If you’re concerned about an older A/C, dishwasher or heating system failing unexpectedly, a Florida home warranty plan from HomeMembership.com can help protect your home and your budget.
Why Choose HomeMembership.com for Your Florida Home Warranty?
Homeownership in Florida comes with year-round A/C demand, high humidity and a long storm season, and those conditions can be hard on systems and appliances. HomeMembership.com helps you stay ahead of surprise breakdowns with coverage designed to fit Florida homes and budgets.
With a HomeMembership plan, you can handle repairs with less stress and more predictability, so an unexpected failure doesn’t turn into a major financial setback.
Here's what we cover in our Florida plans:
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HVAC systems (heating and cooling)
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Water heaters
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Refrigerators, ovens, and dishwashers
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Washer & dryer
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Electrical systems and plumbing
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Roof leaks (limited coverage)
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Optional add-ons: pools, spas, well pumps, second refrigerators, and more
Whether you're protecting your home in a mountain town or a sunny desert city, we’ve got a home warranty Florida plan that fits.
Our Service Areas in Florida
HomeMembership proudly serves homeowners across the state. Below are just a few of our key service areas:
- Jacksonville, FL – 32202
Homeowners value warranties protecting HVAC and appliances from coastal humidity and storms.
- Miami, FL – 33101
Tropical weather and high temperatures make air conditioning systems essential.
- Tampa, FL – 33602
Frequent storms put plumbing and electrical systems at risk, so coverage brings peace of mind.
- Orlando, FL – 32801
Recognized for its expanding suburban areas and consistent heat, experiences ongoing demand for cooling systems and kitchen appliances.
- St. Petersburg, FL – 33701
Storms and salt air make home warranties a practical way to manage repair costs. Protect your growing family’s home with dependable service from one of the top Florida home warranty companies.
Popular Attractions in Florida
Florida is known for its mix of theme parks, beaches, and natural wonders. A Florida home warranty means you can explore them without worrying about your house back home.
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🏰Walt Disney World Resort – The renowned theme park resort, which includes Magic Kingdom, EPCOT, Hollywood Studios, and Animal Kingdom.
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🎢Universal Orlando Resort – A prominent theme park attraction featuring exhilarating rides, The Wizarding World of Harry Potter, along with Universal’s Islands of Adventure.
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🩴Miami Beach & South Beach – Renowned for its pristine white sandy beaches, lively nightlife, Art Deco architecture, and diverse international culture.
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🐊Everglades National Park – A unique ecosystem that includes wetlands and mangroves, offering visitors the chance to explore via airboat and witness wildlife, including alligators, manatees, and rare bird species.
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🤿Florida Keys & Key West – A chain of tropical islands renowned for snorkeling, diving, and fishing, as well as the relaxed ambiance of Key West, which is famous for its sunset celebrations at Mallory Square.
How Much Does a Home Warranty Cost in Florida?
The home warranty cost in Florida depends on your home's size, age, and the coverage you choose. On average, a home warranty in Florida costs between $50 and $75 per month, or $600 to $900 annually for a standard plan. The final price depends on the level of coverage you select, from basic plans covering only major systems (like HVAC and plumbing) to more comprehensive options that also include kitchen and laundry appliances. In addition to the monthly or annual premium, homeowners also pay a service call fee, typically ranging from $75 to $125, each time a technician is dispatched for a covered repair.
Whether you're a new homeowner or have lived in your home for decades, we make it simple to protect your home and your budget. Our plans and pricing tool, available during checkout, will help you build a membership protection plan tailored to your home.
✔️ Plans start at competitive rates at $54 per month
✔️ Flexible add-ons available for specialized needs
✔️ 24/7 service request access
✔️ Only $25 service fee.
Protect Your Florida Home Today
Florida homes run hard year-round; from nonstop cooling season to sudden storm-driven wear and repairs can get expensive fast. A home warranty helps you manage those surprise costs and keep essential systems and appliances protected.
HomeMembership.com offers flexible coverage options that fit real Florida households and budgets.
👉 Get a free Florida home warranty quote today.
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Helpful Florida State Links
- Florida Insurance Department - Home Warranty Information: The official state body that regulates home warranty companies (referred to as "home service contract providers"). This page provides consumers with information on what to look for and allows them to verify that a home warranty company is licensed to operate in Florida.
- Florida Division of Professional Licensing - Licensee Search: This is an invaluable tool for any homeowner. Before a contractor begins work, homeowners can and should verify that they hold an active and appropriate license. Florida Division of Consumer Protection: This agency protects consumers from deceptive business practices. It's a good resource for homeowners to understand their rights and file a complaint if they feel they've been misled by any business.
- Florida Realtors®: Many home warranties are introduced during a real estate transaction. The state's main realtor association provides a connection to the broader real estate community and offers resources that may be helpful to new homeowners.
- Local Home Builders Associations (HBAs): These are excellent resources for finding reputable builders and contractors in specific regions.
- Florida Association for Community Action: For homeowners who may be facing financial difficulties, this organization can connect them with resources for housing assistance.
Frequently Asked Questions
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