4.7 / 5
Based on 1,340 happy customers
The Memphis Home Warranty You Can Actually Trust
Homeowners in Memphis often benefit from having a home warranty, as the city's hot, humid summers and seasonal storms can put additional strain on essential home systems and appliances. A home warranty can offer reassurance by covering the costs of repairing or replacing vital household systems, including HVAC systems, refrigerators, dishwashers, water heaters, and electrical systems. For residents of Memphis, where older homes and variable weather patterns are prevalent, a home warranty can help manage unforeseen repair costs, making them more manageable and convenient.
- Member Portals
- Service
- Member Benefits
- Coverages
- Representatives
- Cheap Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBB
- Member Portals
- ServiceSame / Next Day Service
- Member Benefits
- CoveragesClear Defined Coverages
- RepresentativesAssigned Member Success Representative
- Cheap Deductibles$25 - $100 Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBBGoogle Reviews
4.7 / 5
Other National Warranty Companies
- Member Portals
- Service1 to 2 weeks
- Member Benefits
- CoveragesMany Gray Areas
- RepresentativesCall Centers
- Cheap Deductibles$125 - $200 Deductibles
- Hard To Find Parts Services
- Wide Range of Covered Items
- Monthly Pay Discounts
- Top Rated Google & BBBGoogle Reviews
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What Should a Memphis Home Warranty Really Cover?
Don’t Settle. Choose a Plan That Has You Fully Protected.
Let’s face it — at some point, your home’s key systems and appliances will fail. And unfortunately, your standard homeowner’s insurance won’t cover the cost of fixing or replacing them. That’s where Home Membership Warranty steps in — to protect your home and your wallet from costly, unexpected repairs every year.
But not all home warranty plans are created equal.
If you’re a Memphis homeowner, you need a plan that covers what actually matters to your lifestyle, climate, and home setup.
Here’s what to look for — and what your Home Warranty plan absolutely must include:
Comprehensive Heating & Cooling Coverage
Memphis’s weather swings are no joke — hot summers and mild winters put a serious load on your HVAC systems. A proper warranty should include full protection for your furnace, central air, heat pumps, and thermostats so you're never left in the cold (or heat).
Major Appliances – Because Breakdowns Aren’t a Matter of If, But When
Refrigerators, ovens, dishwashers, washers and dryers — these appliances keep your household running. Your warranty should include full coverage for kitchen and laundry appliances, no exceptions.
Electrical & Plumbing Systems – The Lifeblood of Any Functioning Home
From outlets to circuit panels to plumbing stoppages and pipe leaks, these systems keep your home safe and livable. Make sure you’re covered for electrical wiring, outlets, toilets, faucets, and water heaters.
Roof Leak Repairs – Especially With Utah's Heavy Rain and Winter Storms
A small leak can quickly turn into costly damage. Look for a plan that includes limited roof leak coverage — often overlooked but critically important in Memphis’s climate.
Home Protection that Actually Has You Covered
Memphis
Call 1-888-365-9805 to speak with a Memphis home warranty expert and get personalized protection for your home today.
About Memphis
Explore the Bluff City — While Your Home Is Protected
Memphis was founded in 1819 along the Mississippi River and quickly became one of the South’s most important transportation and trade centers. Named after the ancient Egyptian city on the Nile River, Memphis grew rapidly through river commerce, cotton trading, and railroad expansion during the 19th century.
The city played a major role in American music history, becoming the birthplace of blues, soul, and rock ‘n’ roll through legendary locations such as Beale Street and Sun Studio. Memphis was also a significant site during the Civil Rights Movement, particularly following the assassination of Martin Luther King Jr., which occurred at the Lorraine Motel in 1968, which is now home to the National Civil Rights Museum.
Currently, Memphis is recognized for its abundant cultural heritage, world-famous barbecue, musical legacy, and major industries in shipping and logistics. .
Memphis’s Climate and Your Home
Located along the Mississippi River, Memphis experiences a humid subtropical climate. These temperature changes can stress your HVAC system, water heaters, and other essential components.
If you're worried about your aging air conditioner, dishwasher, or heating system breaking down, a customized home warranty plan in Memphis from HomeMembership.com is a smart way to protect your investment.
Why Choose HomeMembership.com for Your Memphis Home Warranty?
HomeMembership.com is proud to be one of the best home warranty companies in Memphis, offering affordable, reliable protection tailored to the Bluff City’s unique needs.
With our Memphis home warranty plans, you get more than peace of mind — you get a partner in homeownership. We handle the stress and cost of unexpected repairs so you can focus on what really matters.
Here's what we cover in our Memphis plans:
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HVAC systems (heating and cooling)
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Water heaters
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Refrigerators, ovens, and dishwashers
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Washer & dryer
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Electrical systems and plumbing
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Roof leaks (limited coverage)
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Optional add-ons: pools, spas, well pumps, second refrigerators, and more
Whether you're protecting your home in a mountain town or a sunny desert city, we’ve got a home warranty Memphis plan that fits.
Our Service Areas in Memphis
HomeMembership proudly serves homeowners across the city. Below are just a few of our key service areas:
- 38117
Many properties in this area were built decades ago and may have aging systems and appliances.
- 38120
Affluent neighborhoods feature spacious residences and premium appliances, where repair or replacement costs can be particularly substantial.
- 38119
This area relies heavily on aging systems and appliances, including HVAC units, water heaters, refrigerators, and electrical systems.
- 38104
Many homes in this region have charming older architecture, but may also have outdated systems that require frequent maintenance.
- 38111
An area that features a mix of long-established homes and properties located close to the University of Memphis. Protect your growing family’s home with dependable service from one of the top Memphis home warranty companies.
Popular Attractions in Memphis
Memphis is famous for outdoor adventure, breathtaking landscapes, and cultural experiences. A Memphis home warranty means you can explore them without worrying about your house back home.
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👨🎤 Graceland – The former home of Elvis Presley is one of the most visited music landmarks in the United States.
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🌃 Beale Street – Referred to as the Home of the Blues, this historic entertainment area is filled with live music venues, dining establishments, retail shops, and vibrant nightlife.
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🫱🏼🫲🏾National Civil Rights Museum – Situated at the historic Lorraine Motel, the site of Martin Luther King Jr.'s assassination, this museum presents compelling exhibits that explore the American civil rights movement and its enduring influence.
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🦜Memphis Zoo – One of the top-rated zoos in the country features thousands of animals, interactive exhibits, and family-friendly attractions spread across more than 70 acres.
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🎸Sun Studio – Often called the Birthplace of Rock ‘n’ Roll, this legendary recording studio helped launch the careers of artists like Elvis Presley, Johnny Cash, and Jerry Lee Lewis.
How Much Does a Home Warranty Cost in Memphis?
The home warranty cost in Memphis depends on your home's size, age, and the coverage you choose. On average, a home warranty in Memphis costs between $50 and $75 per month, or $600 to $900 annually for a standard plan. The final price depends on the level of coverage you select, from basic plans covering only major systems (like HVAC and plumbing) to more comprehensive options that also include kitchen and laundry appliances. In addition to the monthly or annual premium, homeowners also pay a service call fee, typically ranging from $75 to $125, each time a technician is dispatched for a covered repair.
Whether you're a new homeowner or have lived in your home for decades, we make it simple to protect your home and your budget. Our plans and pricing tool, available during checkout, will help you build a membership protection plan tailored to your home.
✔️ Plans start at competitive rates at $54 per month
✔️ Flexible add-ons available for specialized needs
✔️ 24/7 service request access
✔️ Only $25 service fee.
Protect Your Memphis Home Today
With hot summers, mild winters, and unique local risks, a home warranty in Memphis isn’t a luxury — it’s a necessity.
Join thousands of smart homeowners who trust HomeMembership.com for reliable, flexible, and affordable coverage.
👉 Get your free Memphis home warranty quote today.
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Helpful Tennessee State Links
- Tennessee Insurance Department - Home Warranty Information: The official state body that regulates home warranty companies (referred to as "home service contract providers"). This page provides consumers with information on what to look for and allows them to verify that a home warranty company is licensed to operate in Tennessee.
- Tennessee Division of Professional Licensing - Licensee Search: This is an invaluable tool for any homeowner. Before a contractor begins work, homeowners can and should verify that they hold an active and appropriate license. Tennessee Division of Consumer Protection: This agency protects consumers from deceptive business practices. It's a good resource for homeowners to understand their rights and file a complaint if they feel they've been misled by any business.
- Tennessee Realtors®: Many home warranties are introduced during a real estate transaction. The state's main realtor association provides a connection to the broader real estate community and offers resources that may be helpful to new homeowners.
- Local Home Builders Associations (HBAs): These are excellent resources for finding reputable builders and contractors in specific regions.
- Tennessee Community Action Partnership: For homeowners who may be facing financial difficulties, this organization can connect them with resources for housing assistance.
Frequently Asked Questions
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